Homebuyer Programs

First Home Mortgage Program – This program helps provide loan and downpayment assistance for low- to moderate-income households.

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To Check Property Eligibility – Click Here

Home Ownership Program (HOP) – This program helps provide financing to low-income families looking to purchase an existing home in Los Angeles County.

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To Check Property Eligibility – Click Here

Mortgage Credit Certificate (MCC) Program – This program offers qualified first-time homebuyers a federal income tax credit, which can reduce potential federal income tax liability.

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Affordable Homeownership Opportunities (AHOP) Program – This program provides first-time homebuyer down payment assistance to low- and moderate-income households who are unable to purchase a new home.  The homebuyer must meet credit underwriting criteria established by the lender providing the first mortgage loan, as well as underwriting for the Los ANgeles County Development Authority (LACDA).  The LACDA provides the financial assistance via a secondary mortgage, with all payments deferred until sale, transfer, or refinancing.  The LACDA shares in a percentage of the equity accumulated on the property, depending upon circumstances that exist at the time of subsequent sale, transfer, or refinancing.  Click here to see for sale properties available through the AHOP.

Eligibility Requirements:

  1. The applicant must meet the income eligibility requirements for the AHOP Program;
  2. The applicant may not have held an ownership interest in a Principal Residence with in the past there years;
  3. The applicant must occupy the acquired housing as a "Principal Residence"; and
  4. The applicant must attain homeownership counseling and education from an agency accredited and certified by the U.S. Department of Housing and Urban Development or National Reinvestment Corporation. All who will be named on title must attend this training and each person must present a certificate.

Homeowner Programs

Handyworker Program – The Handyworker Grant Program funds minor home repairs to ensure the health and safety of eligible low- and moderate-income homeowners within the unincorporated areas of the Fourth and Fifth Supervisorial Districts.

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Single-Family Home Improvement Program (SFHIP) – This program is designed to help low-income homeowners with eligible home repairs.

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To Check Property Eligibility – Click Here

Residential Sound Insulation Program (RSIP) – This program helps provide grants to eligible property owners to sound insulate residential home and rental units from noise caused by arriving and departing aircraft.

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To Check Property Eligibility – Click Here